Earthquake Insurance for Less than $300 a Year
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property.
Homeowners insurance does not cover earthquake damage. However, in the State of California, insurance companies must offer earthquake coverage if they sell home insurance.
Generally, the earthquake insurance rates offered by your home insurance company are higher than companies who sell stand-alone earthquake insurance. In addition, they usually offer only one or two deductible choices.
Stand-alone earthquake insurance companies do not require you to buy home insurance or any other line of insurance from them, plus they give you more deductible choices.
There are several factors that affect the cost of an earthquake insurance policy like the location of the home, its age and type of construction.
Do all homes qualify for stand-alone earthquake insurance?
Qualifications for most stand-alone earthquake policies are:
Click on the get a quote button above so we can see home much money we can save you on your present policy, or start a new policy right away so you can protect you from the big one.
2413 Lapis Rd.
Carlsbad, CA 92009
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